Terms of Service
Please read these terms carefully before using DeductSam. They describe what the service does, what it does not do, and the rules that govern your use.
These Terms of Service ("Terms") are a legal agreement between you and DeductSam, Inc. ("DeductSam," "we," "us," or "our"). By creating an account or using the Service, you agree to be bound by these Terms and our Privacy Policy.
1. The Service
What DeductSam does
DeductSam is an expense management and tax deduction-finding tool for self-employed individuals, freelancers, independent contractors, and small business owners. The Service helps you:
- Capture and categorize business expenses
- Upload and match receipts to transactions
- Identify potential tax deductions you may have missed
- Track invoices and income
- Generate Year-End Packets to share with a tax preparer
- Sync bank and credit card transactions (Core and Pro plans)
What DeductSam does not do
DeductSam is not a tax filing service. We do not:
- Prepare or file your tax returns
- Provide official tax advice that carries the weight of a licensed professional opinion
- Guarantee that any specific expense qualifies as a deduction under your circumstances
- Represent you in an IRS audit or tax dispute
- Provide legal or accounting services of any kind
Sam's suggestions are educational starting points. The final decision about what to deduct belongs to you and, ideally, to a qualified tax professional who knows your complete financial picture.
2. Accounts and Eligibility
You must be at least 18 years old and a legal resident of the United States to use the Service. By creating an account, you represent that this is true.
You are responsible for maintaining the confidentiality of your login credentials. You are responsible for all activity that occurs under your account. Notify us immediately at deductsam@gmail.com if you believe your account has been compromised.
You may not share your account or allow others to access the Service using your credentials except through the team member and accountant access features available on higher-tier plans.
3. Subscription Plans and Billing
Plans
DeductSam offers the following subscription plans:
- Starter — $9.99/month or $99/year. Manual expense entry, full AI capabilities, receipt upload, 1 personal + 1 business account.
- Core — $19.99/month or $175/year. Everything in Starter plus Plaid bank sync, invoice creation, basic income tracking, up to 2 business accounts.
- Pro — $39.99/month or $350/year. Everything in Core plus full P&L dashboard, unlimited business accounts, team/role access, and Square revenue sync (coming soon).
Free trial
New accounts receive a 14-day free trial of the Starter plan. No credit card is required during the trial. At the end of the trial, you must subscribe to continue using the Service. There is no permanent free tier.
Billing
Subscriptions are billed in advance on a monthly or annual basis. Billing is processed by Stripe. By subscribing, you authorize DeductSam to charge your payment method on a recurring basis at the applicable price until you cancel.
Annual plans are billed as a single charge at the start of your subscription year. You save compared to monthly billing (approximately 17% on Starter, approximately 27% on Core and Pro).
Price changes
We reserve the right to change subscription prices. We will provide at least 30 days' advance notice by email before any price change takes effect. If you do not cancel before the price change takes effect, your continued use constitutes acceptance of the new price.
Cancellation
You may cancel your subscription at any time from Settings › Subscription. Cancellation takes effect at the end of your current billing period. You will continue to have access to the Service until the end of the period you have already paid for.
Cancellation of an annual plan in the middle of the year does not entitle you to a prorated refund for unused months, unless required by applicable law.
Refunds
Monthly subscriptions: we do not offer refunds for partial months.
Annual subscriptions: if you cancel within the first 14 days of an annual subscription, you may request a full refund by contacting deductsam@gmail.com. After 14 days, annual subscriptions are non-refundable, except where required by applicable law.
We may make exceptions at our discretion for extenuating circumstances. Contact us and we will do our best to find a fair resolution.
4. Acceptable Use
You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:
- Use the Service to prepare tax filings with knowingly false or fabricated data
- Attempt to circumvent, disable, or interfere with security features of the Service
- Scrape, crawl, or automate access to the Service in ways not authorized by us
- Use the Service to store or transmit malicious code
- Violate any applicable law, including tax law, data privacy law, or consumer protection law
- Use the Service if you have been suspended or banned by DeductSam previously
DeductSam is for personal and small business financial management. It may not be used to manage the finances of publicly traded companies, registered investment vehicles, or financial institutions.
5. Your Data
You own your data. By using the Service, you grant DeductSam a limited license to store, process, and transmit your data solely for the purpose of delivering the Service to you. We do not claim ownership of your financial data.
You are responsible for the accuracy of the data you enter. DeductSam's AI analysis is only as good as the information you provide. Entering incorrect data (wrong amounts, wrong categories, fabricated business purposes) can lead to inaccurate deduction estimates and, in a filing context, potential legal consequences — consequences that are your responsibility, not ours.
You can export and delete your data at any time. See our Privacy Policy for details on data retention.
6. Intellectual Property
The DeductSam application, its design, code, Sam AI personality, and all associated intellectual property are owned by DeductSam, Inc. These Terms do not grant you any rights in our intellectual property except the limited right to use the Service as described here.
You may not copy, modify, distribute, sell, or lease any part of the Service, nor may you reverse-engineer or attempt to extract source code from the Service.
7. Third-Party Services
The Service integrates with third-party providers including Plaid, Stripe, OpenAI, and Google (with Square support coming soon). Use of these integrations is subject to their respective terms of service and privacy policies. DeductSam is not responsible for the actions or policies of these third parties.
Plaid's end user privacy policy is available at plaid.com/legal. Stripe's terms are available at stripe.com/legal.
8. Disclaimers
THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. DEDUCTSAM MAKES NO WARRANTIES REGARDING THE ACCURACY, COMPLETENESS, OR FITNESS FOR A PARTICULAR PURPOSE OF THE AI-GENERATED DEDUCTION SUGGESTIONS, TAX ESTIMATES, OR ANY OTHER OUTPUT GENERATED BY THE SERVICE.
SAM'S SUGGESTIONS ARE EDUCATIONAL ESTIMATES BASED ON PUBLICLY AVAILABLE IRS GUIDANCE AND THE DATA YOU PROVIDE. THEY ARE NOT A SUBSTITUTE FOR PROFESSIONAL TAX ADVICE. DEDUCTSAM CANNOT GUARANTEE THAT ANY DEDUCTION WILL BE ACCEPTED BY THE IRS OR ANY STATE TAX AUTHORITY.
9. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, DEDUCTSAM WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SERVICE — INCLUDING BUT NOT LIMITED TO: TAX PENALTIES, INTEREST, AUDIT COSTS, ERRORS IN YOUR TAX RETURN, OR LOST BUSINESS — EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
DEDUCTSAM'S TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING FROM THESE TERMS OR THE SERVICE WILL NOT EXCEED THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM.
Some jurisdictions do not allow the exclusion of certain warranties or limitations on liability. In those jurisdictions, our liability is limited to the maximum extent permitted by law.
10. Indemnification
You agree to defend, indemnify, and hold harmless DeductSam and its officers, directors, employees, and agents from any claims, damages, losses, and expenses (including reasonable attorney fees) arising from: (a) your use of the Service in violation of these Terms; (b) your violation of any applicable law; or (c) content you submit to the Service that infringes the rights of a third party.
11. Termination
We reserve the right to suspend or terminate your account at any time for violation of these Terms, fraudulent activity, or at our sole discretion with reasonable notice. If we terminate your account without cause, we will refund any unused prepaid subscription fees.
You may terminate your account at any time by deleting it from Settings or contacting us at deductsam@gmail.com.
12. Governing Law and Disputes
These Terms are governed by the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under these Terms will be resolved in the state or federal courts located in California, and you consent to personal jurisdiction in those courts.
Before initiating any legal action, you agree to attempt informal resolution by contacting us at deductsam@gmail.com. Many issues can be resolved quickly through direct communication.
13. Changes to These Terms
We may modify these Terms from time to time. We will provide at least 14 days' notice of material changes by email or by displaying a notice in the app. Continued use of the Service after changes take effect constitutes acceptance of the new Terms. If you do not agree to the revised Terms, please cancel your subscription and stop using the Service.
14. Contact
Questions about these Terms? Contact us at:
DeductSam, Inc.
Email: deductsam@gmail.com